How Does a Cash-Out Refinance Work?
How Does a Cash-Out Refinance Work? Uncategorized by Maria Shahid Share Share Email More than 1.3 million Americans refinanced their homes in the first three months of 2020, marking a seven-year high. There are times in all our lives when we could do with extra cash. From waving a child off to college to finally […]
Does Buying Your Credit Report or Score Online Lower Your Credit Scores?
Does Buying Your Credit Report or Score Online Lower Your Credit Scores? Credit Cards by John Ulzheimer Share Share Email “John, I have heard in the past that buying a credit report, credit monitoring service or a credit score from any of the retail credit websites will hurt your credit scores. I would like to […]
How does negative information impact my score?
How does negative information impact my score? Auto Loans by John Ulzheimer Share Share Email The consumer watch dog, the Consumer Financial Protection Bureau (CFPB) recently released a study regarding how consumer data is managed. The paper was titled “Key Dimensions and Processes in the U.S. Credit Reporting system: A review of how nation’s largest […]
Does transferring my credit card balance to a new credit card increase my credit scores?
Does transferring my credit card balance to a new credit card increase my credit scores? Credit Cards by John Ulzheimer Share Share Email Now that the holidays are over and the bills are coming in, you may be contemplating how to lower the amount of interest you pay on your credit cards and how to […]