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Why Do Retailers Ask For My Zip Code? Should I Give it to Them?

Why Do Retailers Ask For My Zip Code? Should I Give it to Them? Credit Cards by John Ulzheimer Share Share Email Remember the last time you used a credit card at either the mall or at a gas station?  You were likely asked to either punch in your zip code or were asked verbally […]

Why Won’t A Lender Let Me Provide Them With My Own Credit Reports and Credit Scores?

Why Won’t A Lender Let Me Provide Them With My Own Credit Reports and Credit Scores? Credit Monitoring by John Ulzheimer Share Share Email I got a fabulous consumer question today regarding a lender’s use of an “RMCR” credit report and why lenders won’t use credit reports provided by consumers for risk assessment. “John, I’m […]