What Can I Do if My Credit File Is Mixed With Someone Else’s?
What Can I Do if My Credit File Is Mixed With Someone Else’s? Credit for Beginners by David B. Coulter Share Share Email Some mixes are legendarily good: peanut butter and jelly, cream cheese and bagels, rain sounds and sleeping in. Other mixes are a little less “Hey, I love Neapolitan ice cream!” and a […]
What is a Credit Report Error?
What is a Credit Report Error? Credit Monitoring by John Ulzheimer Share Share Email Consumer advocates are constantly referring to credit reports as being riddled with errors. Industry representatives dismiss those assertions and suggest that credit reports have very few errors relative to the enormous amount of information they maintain. So, who has it right? […]
What is a Credit Monitoring Service?
What is a Credit Monitoring Service? Credit Monitoring by Maria Shahid Share Share Email Your credit score is essential in your day to day financial transactions. Keeping your credit score intact is vital for your financial success. Even if you have a good score, it is essential to maintain or increase it. One way to […]
What Are the Benefits of Credit Monitoring?
What Are the Benefits of Credit Monitoring? Credit Monitoring by David B. Coulter Share Share Email If you’re looking forward to buying a new car or house or renting your first apartment, you’ll need credit monitoring services to take a closer look at your credit score. While many people don’t have a firm grasp of […]
What Are The CFPB Examination Procedures for Consumer Reporting Agencies?
What Are The CFPB Examination Procedures for Consumer Reporting Agencies? Credit Monitoring by John Ulzheimer Share Share Email In March 2012, the Consumer Financial Protection Bureau (CFPB) announced that they were targeting consumer reporting agencies (CRAs) with at least $7 million in annual revenue. This included 30 companies, representing 94 percent of the market and […]
What are Trade Lines?
What are Trade Lines? Auto Loans by John Ulzheimer Share Share Email “Tradeline” is one the common credit industry terms used to identify accounts on your credit reports. Trade lines are the credit card accounts and loans on your credit report. A trade line contains accounts receivable data provided by credit grantor and includes a […]
What scams should I be aware of resulting from a disaster such as Hurricane Sandy?
What scams should I be aware of resulting from a disaster such as Hurricane Sandy? by John Ulzheimer Share Share Email Now that this hurricane is somewhat of a memory, there is much assistance needed for the victims. There are generous and giving people that want to help by donating money to those in need. […]
What Credit Scores are Needed for Different Types of Loans
What Credit Scores are Needed for Different Types of Loans Credit Report by David B. Coulter Share Share Email Credit scores and reports can be complicated subjects to understand. After all, it is not something that we are taught in school, nor is it something that there is a great deal of public information on. […]
What are the Pros and Cons of Reverse Mortgages?
What are the Pros and Cons of Reverse Mortgages? Credit Report by David B. Coulter Share Share Email Since the launch of the first reverse mortgage in the USA in 1961, homeowners have benefitted from this avenue for releasing equity from their home to cover retirement costs or other expenses. The popularity of these loans […]
What is The ‘Move Me’ Slider?
What is The ‘Move Me’ Slider? Credit Monitoring by David B. Coulter Share Share Email In today’s digital age, many people have ditched cash for cards. Did you know that when it comes time to make your credit card payments, paying on time and in full could decrease your credit score? Or that you can […]