What Affects Your Credit Score?
What Affects Your Credit Score? Credit Monitoring by David B. Coulter Share Share Email Maintaining a high credit score is essential as it is the determining factor when apply for a loan, mortgage, or credit card. Unless you make all of your purchases with cash, managing your credit score is one of your most important […]
What Are Credit Reports and When Might You Need Yours?
What Are Credit Reports and When Might You Need Yours? Credit for Beginners by David B. Coulter Share Share Email Many of us won’t even become aware of credit reports until we apply for our first car loan, credit card or mortgage. To some, it can be a shock that there’s a record of our […]
What Credit Score Is Needed To Buy a House?
What Credit Score Is Needed To Buy a House? Credit Report by David B. Coulter Share Share Email Unfortunately, there is no single credit score that can guarantee a borrower a mortgage at a rate she is comfortable with. This is because each lender is free to set their own credit score requirements, based on […]
What happens to my credit if my credit card is lost or stolen?
What happens to my credit if my credit card is lost or stolen? Uncategorized by John Ulzheimer Share Share Email If your credit card has been lost or worse, stolen then the first thing you need to do is to call the credit card issuer. That stops any potential abuse of your card because the […]
What Is ScoreBuilder?
What Is ScoreBuilder? Credit Report by Maria Shahid Share Share Email If your credit has fallen due to unforeseen circumstances, you need not to worry. Having a low credit score can feel like you have dropped into a rabbit hole you cannot climb out of. Financial instability can be life-altering and very stressful. If you […]
What Credit Score Do I Need for a Personal Loan?
What Credit Score Do I Need for a Personal Loan? Credit for Beginners by David B. Coulter Share Share Email If you’re looking to meet additional expenses or expand into new ventures and don’t want to rely on credit cards, one option is to apply for a personal loan. One of the criteria that lenders […]
What Happens to My Credit If I Didn’t Pay My Taxes?
What Happens to My Credit If I Didn’t Pay My Taxes? Civil Penalty by John Ulzheimer Share Share Email April 15th, 2013…affectionately referred to as “tax day.” Not only is today a Monday but it’s also the day we have to either file our tax returns or an extension. And for those of us who […]
What If My Credit Limit Is Not Being Reported On My Credit Report?
What If My Credit Limit Is Not Being Reported On My Credit Report? Credit Cards by John Ulzheimer Share Share Email Your credit limit is the predetermined upper most boundary of your credit card spending capacity. So, if you’ve got a $10,000 credit limit that means you can charge up to $10,000 worth of products […]
What happens if my home is foreclosed?
What happens if my home is foreclosed? Credit Monitoring by John Ulzheimer Share Share Email Over the past five or so years Americans have had to become familiar with terms that we had never heard before. We became familiar with loan modifications, short sales, and negative equity in our homes. Millions stopped paying their home […]
What is the Catch to a No Interest Credit Card?
What is the Catch to a No Interest Credit Card? Uncategorized by John Ulzheimer Share Share Email Credit card issuers are sending out more credit card offers and a common offer is for the a no-interest credit card. The no interest period time frame is usually between 6 months and one year. Just because the […]